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Comparing Year-Over-Year Loan Data: Q1 2022 to Q1 2023
Analysis of the first quarter year-over-year changes reveals that market conditions have exerted pressure on both private lenders and...
jfennimore
Aug 8, 20231 min read


Real Estate Investor Demand Turned a Corner in Early 2023
Demand from local real estate investors turned a corner in early 2023, a good sign for the private lending industry and the retail...
jfennimore
Jul 20, 20231 min read


Top Housing Markets for 2023
In this update, our 2023 Top Housing Markets report, we zoom in on the top ten markets ranked by sales and price growth to see why these...
jfennimore
Jun 30, 20231 min read


Is an All-Cash Offer on a House Always a Good Idea? The True Risks and Rewards
While an all-cash offer has many positive qualities, there are still some pitfalls you’ll want to avoid. Here’s how to do it right. Put...
jfennimore
Jun 15, 20231 min read


Foreclosure Pitfalls and How to Avoid Them
In an ideal world, borrowers would never default, and lenders could avoid the time and expense of foreclosure. Of course, defaults do...
jfennimore
Jun 1, 20231 min read


Old School Rules: Getting Back to Lending Basics
In today's market, your sales/ origination team needs to be the front line of defense. They must have a deep understanding of guidelines...
jfennimore
May 16, 20231 min read


2023 Housing Market Forecast and Predictions: Homebuying Costs Aren't Coming Down
After being overwhelmed in the housing frenzy of the recent past, homeowners, sellers, buyers, and renters may be underwhelmed in 2023....
jfennimore
Apr 27, 20231 min read


How Local, Low-Volume Investors Outperformed iBuyers in a Down Market
Led by tech and venture capital-fueled upstarts coronated as iBuyers, home-flipping profits plummered in the second half of 2022 as the...
jfennimore
Apr 13, 20231 min read


Is the U.S. Tipping Into a Recession? The Answer Will Determine the Direction of the Housing Market
Whether the nation is in a recession, hurtling toward one, or will narrowly avoid it altogether, whatever is going on in this uncertain,...
jfennimore
Mar 30, 20231 min read


The Demise of Silicon Valley Bank
The Rapid Collapse of the 16th Largest Bank in America Silicon Valley Bank was set up in 1983 to service the burgeoning tech ecosystem...
jfennimore
Mar 14, 20231 min read


The Great Slowdown: The 10 U.S. Cities Where Home Sales Are Down the Most
The list of metropolitan areas where existing-home resale transactions have declined the most was derived from CoreLogic sales data,...
jfennimore
Mar 2, 20231 min read


The Strange Game of Chicken Happening Between Homebuyers and Sellers: Who Will Blink First?
The real estate game is at a stalemate that shows no signs of budging anytime soon, with neither buyers nor sellers willing to make the...
jfennimore
Feb 23, 20231 min read


6 Ways to Mitigate Loan Risk
There are a lot of levers you can pull to mitigate risk, including changing terms to offset the risk of a loan. Risk tolerance is less...
jfennimore
Feb 14, 20231 min read


Understanding 4 Big Construction Risks
Construction lending comes with a lot of risks, so fully understanding those risks is an essential part of every lender's job. Expecting...
jfennimore
Feb 7, 20231 min read


Beyond Capital: Lenders Can Help Investors By Providing Expertise
A real estate loan investor will likely want to make improvements to any recently purchased property to increase its potential income....
jfennimore
Jan 24, 20231 min read


Wire Fraud in Real Estate Transactions
In 2021, losses from cybercrime in the real estate/rental category reached $350,328,166 according to the latest FPI Internet Crime...
jfennimore
Jan 19, 20231 min read


What a Market Downturn Means for Real Estate Investing in 2023
As the housing market transitions quickly from frenzy to flatline, here's what real estate investors can expect and how they can adjust...
jfennimore
Jan 9, 20231 min read


DIGGING INTO NEW CONSTRUCTION FINANCING
As existing inventory continues to diminish, and profit becomes slimmer on flips, knowledgeable investors across the United States are...
jfennimore
Dec 22, 20221 min read


FORECLOSURE CASE STUDY: UNPREPARED BORROWER ILL-EQUIPPED TO HANDLE PROJECT
The borrower purchased the property from a private seller for $260,00 and planned to renovate it for $40,000 with expected time of 90-120...
jfennimore
Dec 13, 20221 min read


How Renovated Foreclosures Stabilize Communities
According to an analysis of proprietary data from Auction.com and public record data from ATTOM Data Solutions, foreclosure properties...
jfennimore
Dec 1, 20221 min read
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