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The Rental Side of the Market Is Heating Up — Here’s the Data
Most of what we share covers the fix-and-flip side of the business. But the rental market is showing some interesting movement — and it matters even if your original plan is to sell. Rents are rising across major markets — with the Northeast leading the way. Single-family rents increased across the 50 largest U.S. metros during the first half of the year. Some of the strongest growth came from the Northeast and Midwest, which accounted for 8 of the top 10 markets. Buffalo led
jfennimore
14 hours ago2 min read


Why Your Exit Strategy Matters More in Today's SFR Market
If you're holding or acquiring single-family rentals right now, you've probably noticed something: rents have gone quiet. Nationally, rents were flat through the first half of 2026 -- even through what's usually the busiest leasing season. At the same time, home prices are at record highs. That combination is squeezing yields. Recent data shows potential rental returns falling in more than half of U.S. counties, even in places where rent is still technically outpacing home
jfennimore
Aug 181 min read


Where the Fix-and-Flip Market Actually Stands Right Now
If you only read the headlines, you might think the fix-and-flip market is running out of opportunities. The numbers tell a different story. This is not the easy, fast-rising market investors enjoyed several years ago—but it is becoming more favorable for experienced flippers who know how to find, evaluate, and finance the right properties. Investor Confidence Is Rebounding Sentiment among fix-and-flip investors is improving. The Burns + Kiavi Fix-and-Flip Market Index clim
jfennimore
Aug 43 min read


The Housing Market Isn't Waiting—Neither Should Investors
The housing market continues to send mixed signals, but one thing is becoming increasingly clear: the market is stabilizing rather than slowing down. While many investors are still waiting for mortgage rates to fall significantly, today's data suggests that opportunities are already emerging—especially for fix-and-flip investors. Mortgage Rates Remain Elevated—but They're Not Standing Still Mortgage rates continue to fluctuate from day to day. Some sources report the average
jfennimore
Jul 283 min read


The Shakeout is Over — Here's Who's Still Standing
Good day! Quick market note worth your attention. Nationwide, home flipping dropped nearly 4% last year — the lowest volume since 2020, according to ATTOM. On paper, that sounds like a red flag. It isn't. That drop is the tail end of a shakeout, not a sign the strategy stopped working. During the pandemic boom, cheap money and rising prices pulled in a wave of investors who didn't need much discipline to make a deal pencil. When rates spiked in 2022, that changed fast — margi
jfennimore
Jul 211 min read


What Every Florida Real Estate Investor Should Know This Week
Florida continues to be one of the nation's strongest markets for real estate investors, but success in 2026 requires more strategy than ever before. Here are the biggest updates impacting fix-and-flip investors this week. 1. Florida Continues to Lead in Fix & Flip Opportunities Despite a more balanced housing market, Florida remains one of the country's most active states for investors. Higher housing inventory and motivated sellers are creating more acquisition opportunitie
jfennimore
Jul 142 min read


How Fast Can You Close a Hard Money Loan in Florida?
Speed Matters in Real Estate Investing In Florida's competitive real estate market, timing can make or break a deal. Whether you're purchasing a fix-and-flip property, acquiring a rental investment, or securing a commercial asset, having quick access to funding is often the key to success. Traditional lenders can take weeks—or even months—to approve and fund a loan. Hard money lenders, on the other hand, are known for their speed and flexibility. So, how fast can you close a
jfennimore
Jun 43 min read


How Real Estate Investors Use Hard Money to Scale Faster
Hard money is one of the fastest ways real estate investors scale — especially in competitive markets like Florida where deals move quickly and cash buyers win. Here’s how investors actually use hard money to grow faster, do more deals, and recycle capital. 1. They Win Deals Other Buyers Can’t Move Fast Enough On Traditional bank financing can take 30–60 days. That kills momentum. Hard money lenders can close in as little as 5–10 days, which lets investors: Compete with cash
jfennimore
May 282 min read


Top U.S. Real Estate Investment Markets for 2026
1. Dallas-Fort Worth Dallas-Fort Worth continues to rank as the #1 market in multiple institutional reports because of: Strong population and corporate migration Business-friendly environment Massive job growth Demand across multifamily, industrial, and build-to-rent PwC and ULI ranked DFW the top market for the second consecutive year. 2. Miami Miami remains one of the strongest appreciation and luxury rental markets in the country. Key drivers: Continued migration from high
jfennimore
May 192 min read


Hottest Real Estate Shifts in the US Housing Market
Right now, the hottest real estate topic in the U.S. is the shift from the “crazy seller’s market” into a much more localized and opportunity-driven market. The biggest conversations are around: 1. Inventory is finally rising After years of extremely low housing supply, many markets are finally seeing more homes hit the market. That’s creating: - More negotiating power for buyers - More price reductions - Longer days on market in some cities But it’s not happening evenly
jfennimore
May 152 min read


The Fix-and-Flip Market Is Showing Signs of Change in 2026
After a slower stretch for many real estate investors, new opportunities may be emerging. Inventory is improving in select markets, sellers are becoming more realistic, and investors who can act quickly may have a distinct advantage when the right deal appears. That said, this is not a market for guesswork. With mortgage rates still elevated and affordability top of mind for buyers, successful fix-and-flip projects require disciplined underwriting. Every variable matters—pu
jfennimore
May 52 min read


How Fix and Flip Borrowers Can Find Better Deals
One of the biggest keys to a successful fix-and-flip project is finding the right deal before everyone else does. Here are a few common ways investors find fix-and-flip opportunities: 1. Build relationships with wholesalers Wholesalers often find off-market properties and assign the contract to investors. A good wholesaler can be a steady source of opportunities, but borrowers should still run their own numbers before moving forward. 2. Work with investor-friendly real estate
jfennimore
Apr 292 min read


The 2026 Fix-and-Flip Playbook: How to Spot Deals That Actually Work
In today’s market, flipping houses isn’t about chasing hype—it’s about discipline. Rising rates, slower buyer demand, and increased competition from builders mean that what worked a few years ago can easily fail today. If you’re serious about flipping in 2026, you need a clear, repeatable way to separate solid opportunities from risky bets. This checklist is designed to do exactly that. 1. Start With the Right Property (“Buy Box” Matters) Not all properties are created eq
jfennimore
Apr 213 min read


Why Smart Investors Are Turning to Hard Money in 2026
Speed, Certainty, and Execution in Today’s U.S. Market In today’s real estate environment, one factor consistently separates successful investors from the rest: Execution speed. At First Funding, we’re seeing a clear shift across the U.S. market—investors are no longer prioritizing the lowest rate. They’re prioritizing certainty of close . And that’s exactly where hard money lending is proving its value. The New Reality: Speed Wins Deals Inventory remains tight. Competition i
jfennimore
Apr 73 min read


How to Accurately Estimate ARV & Rehab Costs Before You Buy
A First Funding Guide for Smart Real Estate Investors In today’s investment market, the difference between a profitable flip and a costly mistake often comes down to one thing: Accurate numbers — before you close. At First Funding , we work with investors every day who understand that success isn’t just about finding a deal. It’s about buying right — and buying right starts with accurately estimating: ✅ ARV (After-Repair Value) ✅ Total Rehab Costs ✅ Holding Costs Here’s how t
jfennimore
Feb 192 min read


How Easy It Is to Get Draws with First Funding
When you’re in the middle of a rehab, speed matters. Contractors need to be paid, materials need to be ordered, and timelines can’t afford delays. That’s why at First Funding , we’ve built our draw process to be fast, simple, and investor-friendly. No unnecessary red tape. No weeks-long waiting periods. Just a smooth process that keeps your project moving. What Makes First Funding’s Draw Process Different? At First Funding, we understand real estate because we work with inves
jfennimore
Feb 22 min read


Top 10 Affordable Markets for Investors in 2026
Investing doesn’t always mean chasing the hottest or most expensive markets. In fact, some of the best opportunities — especially for first-time or budget-minded investors — are in affordable markets where entry costs are lower, rental demand is stable, and ROI potential remains strong. We’ve rounded up 10 affordable markets worth considering in 2026 , focusing primarily on real estate markets where pricing, rental yield, and growth trends align to offer value and investmen
jfennimore
Jan 223 min read


2026 U.S. Real Estate Market Outlook
Presented by First Funding — Empowering Homebuyers, Investors & Real Estate Partners Nationwide As we enter 2026, the U.S. housing market is finally moving out of the turbulence that defined the early 2020s. With stabilizing interest rates, improving supply conditions, and moderating home prices, this year marks a pivotal shift toward balance, recovery, and renewed opportunity . At First Funding, we’re committed to helping borrowers, lenders, and real estate professionals nav
jfennimore
Dec 16, 20253 min read


Why Real Estate Investors Choose Hard Money Lenders
When it comes to real estate investing, timing is everything. That’s where hard money lenders come in. These private lenders offer fast, flexible financing that traditional banks can’t match—making them a go-to for Florida fix-and-flip investors. Here are the key benefits: ✅ Speed – Close in days, not weeks. Perfect for time-sensitive deals or auctions. ✅ Flexible Approval – Focused on the property’s value, not your credit score. ✅ Short-Term Loans – Ideal for fix-and-
jfennimore
Oct 24, 20251 min read


Same Market, Different Results: Why Some Lenders Are Winning Big
With DSCR loan volume up 105% year-over-year, top performers aren't riding the wave - they're creating it through better execution and...
jfennimore
Oct 9, 20253 min read
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