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Why Real Estate Investors Choose Hard Money Lenders
When it comes to real estate investing, timing is everything. That’s where hard money lenders come in. These private lenders offer fast, flexible financing that traditional banks can’t match—making them a go-to for Florida fix-and-flip investors. Here are the key benefits: ✅ Speed – Close in days, not weeks. Perfect for time-sensitive deals or auctions. ✅ Flexible Approval – Focused on the property’s value, not your credit score. ✅ Short-Term Loans – Ideal for fix-and-
jfennimore
Oct 241 min read


Same Market, Different Results: Why Some Lenders Are Winning Big
With DSCR loan volume up 105% year-over-year, top performers aren't riding the wave - they're creating it through better execution and...
jfennimore
Oct 93 min read


Make Title an Advantage, Not a Bottleneck
A strategic title partner can accelerate closings, safeguard reputation, and support long-term portfolio growth. Not all title companies...
jfennimore
Sep 94 min read


Here’s Where You Can Still Buy a New Home for Under $300K
With rising prices and tight inventory, many buyers assume they’ve been priced out of the new-construction market . But that’s not the...
jfennimore
Aug 273 min read


How Federal Takeover of Washington D.C. Could Impact the Real Estate Market
In a surprising and politically charged development, the U.S. federal government has taken steps to assume greater control over...
jfennimore
Aug 143 min read


Multifamily Is Winning the RTL Recovery
Underwriting corrections and stronger sponsor quality have fueled a sharp rebound in multifamily residential transition loans while other...
jfennimore
Jul 247 min read


It’s a Buyer-Friendly Housing Market as Mortgage Rates Dip
In the mortgage market, rates on a 30-year fixed loan dropped for the first time in a month. The dip was modest, and rates are still...
jfennimore
Jun 262 min read


Bridge and DSCR Activity Surges
Driven by strong secondary market conditions, bridge and DSCR loan originations grew rapidly in 2024, setting the stage for continued...
jfennimore
Jun 34 min read


April New Home Purchase Mortgage Applications Jump 5.3% Year Over Year
New home sales pace for the month was up more than 14% from March Mortgage applications for new home purchases in April rose 2% from the...
jfennimore
May 221 min read


Buy or Hold? Local Developers Have the Answer
Bidding activity at foreclosure auctions provides early clues to 2025's real estate market winners and losers....
jfennimore
May 54 min read


How the Trump Administration’s Tariffs and Deportations Could Affect the Housing Market
Two big issues that President Trump campaigned on have the potential to create a massive impact on the housing market: tariffs and mass...
jfennimore
Apr 145 min read


Hyperlocal Due Diligence: A Look at the New York City Tristate Area
A combination of factors has led to high inventory levels in this consequential market, but could market demand be rebounding?...
jfennimore
Mar 274 min read


Default, Delinquency: Aggressive Collections Not the Answer
Techniques that keep communication lines open and preserve broker-borrower relationship help lenders mitigate loss and win fans. In...
jfennimore
Mar 124 min read


Unsung Underwriting Tools: Insurance Resources
Property insurance not only protects loan collateral, it provides unique insight into underlying geographic, property, and borrower risk....
jfennimore
Feb 263 min read


State of the Industry: Unanticipated Loan Activity Signals Market Shift
In 2024, private lenders are witnessing an unexpected uptick in bridge and DSCR loan activity, reflecting growing investor demand for...
jfennimore
Feb 132 min read


Distressed Auction Data Reveals Hidden Market Potential
New data shows fewer than one in four purchases at foreclosure and REO auctions involve financing, underscoring a substantial, untapped...
jfennimore
Jan 282 min read


Is the DSCR Trend Shifting in Favor of Conventional Lenders Over the Private Market?
Originations - both conventional and private -have been increasing annually since 2019, peaking in 2022. Current levels remain higher...
jfennimore
Jan 93 min read


Five Aspects of the Economy We Can Be Grateful For
As the 2024 calendar year draws to a close, it follows a year filled with significant events. It's important to reflect on the positive...
jfennimore
Nov 27, 20243 min read


Industry Overview: Bridge Loans and DSCR Trade
BRIDGE LOAN VOLUME IS INCREASING Instead of categorizing based on loan type (i.e., fi x - and - flip, non-construction bridge , residen...
jfennimore
Nov 22, 20242 min read


Hyperlocal Due Diligence: A Look at Tampa, FL
Detailed inspection of this MSA reveals early signs of trends not yet apparent at the macro level. SERIES NOTE...
jfennimore
Oct 23, 20244 min read
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