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jfennimore
2 days ago3 min read
Is the DSCR Trend Shifting in Favor of Conventional Lenders Over the Private Market?
Originations - both conventional and private -have been increasing annually since 2019, peaking in 2022. Current levels remain higher...
jfennimore
Nov 27, 20243 min read
Five Aspects of the Economy We Can Be Grateful For
As the 2024 calendar year draws to a close, it follows a year filled with significant events. It's important to reflect on the positive...
jfennimore
Nov 22, 20242 min read
Industry Overview: Bridge Loans and DSCR Trade
BRIDGE LOAN VOLUME IS INCREASING Instead of categorizing based on loan type (i.e., fi x - and - flip, non-construction bridge , residen...
jfennimore
Oct 23, 20244 min read
Hyperlocal Due Diligence: A Look at Tampa, FL
Detailed inspection of this MSA reveals early signs of trends not yet apparent at the macro level. SERIES NOTE...
jfennimore
Oct 15, 20244 min read
The Surprising U.S. Cities Young Homebuyers Are Flocking To—and Where They’re Fleeing
When she was 27, Cameron Austin was living in the hear t of Washington, DC, in a one-bedroom apartment that cost over $2,000 a month. It...
jfennimore
Oct 1, 20245 min read
How Fed Rate Cuts May Impact Consumers
The Federal Reserve cut its key lending rate by 0.5% on Sept. 18. While it remains to be seen how many more rate cuts will occur, the...
jfennimore
Sep 24, 20245 min read
"Negative Remarks" and Foreclosures
Examining three states with the highest foreclosure rates will help you assess risk and strengthen your lending portfolio....
jfennimore
Sep 17, 20245 min read
Top 10 Markets for Affordable Investment Properties That Pay Off Down the Road
Earlier this year, Mike Wall of eXp Realty/EZ Sell Homebuyers bought a run-down multifamily property in East Dayton, OH. “Over the next...
jfennimore
Sep 5, 20246 min read
Reasons You Need a Real Estate Agent to Buy a House
Think You Can Buy a Home Without a Real Estate Agent? You Can—but Here’s Why You Might Botch the Job Americans can buy almost anything...
jfennimore
Aug 13, 20244 min read
This Surprising City Is the Hottest Market in the U.S. for the First Time Ever
America’s hottest real estate market might be known more for sharing a name with a p opular children’s clothing line—but it’s the city’s...
jfennimore
Jul 23, 20244 min read
"Negative Remarks" and Foreclosures
Examining three states with the highest foreclosure rates will help you access risk and strengthen your lending portfolio. Tr...
jfennimore
Jul 16, 20247 min read
Hard Money Lending: Guide to Hard Money Loans and Lenders
Key Takeaways Hard money loans are secured, short-term loans often used to finance a home purchase. Real estate investors commonly rely...
jfennimore
Jul 9, 20247 min read
The Do's and Don'ts of Buying Vacant Land
What to know when buying land, especially when you’re hoping to build a home on the property Key Takeaways: When purchasing vacant land,...
jfennimore
Jul 3, 20245 min read
2024 Q3 Housing Market Trends: Prices and Rates Remain High
Key Takeaways The third quarter of the year typically sees the end of the prime real estate season, as summer turns into fall. However,...
jfennimore
Jun 20, 20249 min read
NPLA MEETING RECAP: ECONOMY & HOUSING MARKET OUTLOOK
At the most recent NPLA Meeting, NPLA members were provided with a wealth of data, information, and market observations. Rick Sharga,...
jfennimore
Jun 5, 20244 min read
Leverage Virtual Employees for Flexibility and Efficiency
The adoption of virtual employees in private lending offers myriad benefits, including cost savings, access to a global talent pool,...
jfennimore
May 22, 20246 min read
Surf’s Up, Prices Down: America’s 10 Most Affordable Beach Towns for Homebuyers in 2024
It’s that time of year again—school’s out for the summer, and families across the country are packing up to hit the beaches. You’ve...
jfennimore
May 14, 20244 min read
April 2024 Hottest Housing Markets
Highlights The Manchester-Nashua, NH, metro area ranked as the country’s hottest housing market in April. Prices were stable nationwide...
jfennimore
Apr 30, 20242 min read
State of the Private Lending Industry: Reflecting on 2023 with an Eye Toward 2024
Lightning Docs, the official loan documents and loan document platform of the American Association of Private Lenders (AAPL), recently...
jfennimore
Apr 17, 20245 min read
Is Predatory Investing Creating a Single-Family Home Shortage?
The shortage of U.S. single-family homes is a multifaceted issue requiring a comprehensive and collaborative approach. Stop...
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